1. In the spirit of mutual respect The Gold Diggers Association is committed to:
1. Provide prompt, professional and courteous service and communications to all of its Members and Customers.
2. Provide the highest level of quality products, at fair and reasonable prices.
3. Exchange or refund the purchase price of any product, service or membership as provided in our Return Policy.
4. Deliver orders promptly and accurately.
5. Pay Profit-Sharing accurately and on a timely basis.
6. Expedite orders if an error or unreasonable delay occurs.
7. Roll out new products and programs with Member input and planning.
8. Implement changes in the Compensation Plan or Policies and Procedures that affect the Member with input from the Members
9. Support, protect and defend the The Gold Diggers Association Business Opportunity
10. Offer Members of The Gold Diggers Association with such growth guided by the principles of Servant Leadership.
The Gold Diggers Association in return, expects that its Members will:
1. Conduct themselves in a professional, honest, and considerate manner.
2. Present The Gold Diggers Association Corporate and product information in an accurate and professional manner.
3. Present the Compensation Plan and Return Policy in a complete and accurate manner.
4. Not make exaggerated income claims.
5. Make reasonable effort(s) to support and train Members and Customers in their downline.
6. Not engage in cross-line recruiting, unhealthy competition or unethical business practices.
7. Provide positive guidance and training to Members and Customers in their downline while exercising caution to avoid interference with other downlines. As such, a Member is discouraged from providing cross-line training to a Member or Customer in a different organization without first obtaining consent of the Member’s or Customer’s upline sponsor.
8. Support, defend the Gold Diggers Association Business Opportunity
9. Accurately complete and submit the Member Agreement and any requested supporting documentation in a timely manner.

Agreement

1. Throughout these Policies, when the term “Gold Diggers Association" is used, it collectively refers to The Gold Diggers Association, these Policies and Procedures, and The Gold Diggers Association Compensation Plan.
2. The most current version of these Policies and Procedures are available on The Gold Diggers Association website and should be read by the potential member before joining.

1. The Gold Diggers Association is a membership sales company that markets products and services through a company sponsored website. Members should refer those with questions about products or the marketing plan to the Website. The Gold Diggers Association defines the relationship between Members and The Gold Diggers Association to explicitly set a standard acceptable business conduct, The Gold Diggers Association has established these Policies and Procedures.
2. (i)The Gold Diggers Association Members are required to comply with The Gold Diggers Association's Terms and Conditions found within the Member Agreement, which The Gold Diggers Association may amend from time to time in its sole discretion; (ii) all Federal, Provincial, Territorial, and/or laws governing his, her and/or and The Gold Diggers Association and (iii) these Policies and Procedures
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3. The Gold Diggers Association Members must review the information in these Policies and Procedures carefully. Should a Member have any questions regarding a policy or rule, the Member is encouraged to seek an answer directly from The Gold Diggers Association Customer Service and not rely upon any other upline Member.

1. Federal, State, and local laws, as well The Gold Diggers Association's policies and procedures perodically change, The Gold Diggers Association reserves the right to ammend this Agreement and the prices in The Gold Diggers Association Product List in its sole and absolute discretion. The Gold Diggers Association's amendments shall appear in Official Gold Diggers Association Materials. This provision does NOT apply to the arbitration clause found in Section 13, which can only be modified via mutual consent.
2. Any such amendment, change, or modification shall be effective immediately upon notice by one of the following methods:
   1. Posting on the official Gold Diggers Association website;
   2. Electronic mail); or
   3. Through the Eco-Nomix newsletters or other Eco-Nomix communication channels.

The Gold Diggers Association shall not be responsible for delays or failures in performance of its obligations when such failure is due to circumstances beyond its reasonable control. This includes, without limitation, strikes, labor difficulties, transportation difficulties, riot, war, fire, and/or weather, curtailment of a source of supply, or government decrees or orders.

These Policies and Procedures shall become effective as of June 1st, 2018 and, at such time, shall automatically supersede any prior Policies and Procedures (the “old Policies and Procedures”), and, on that date, the old Policies and Procedures shall cease to have any force or effect.

To become a Member, an applicant must comply with the following requirements:

1. Be of the age of majority (not a minor) in his or her state of residence.
2. Reside or have a valid address where materials may be sent.
3. Have a valid Social Security Number, Federal Tax Identification Number or submit a fully executed IRS W8 or equivalent if living outside the US.
4. Submit a completed and electronically signed Member Agreement to Eco-Nomix through its website.

1. A new Member will self-enroll on the Sponsor’s website. The Gold Diggers Association will accept the Web-enrollment and Member Agreement by accepting the “electronic signature” stating the new Member has accepted the Terms and Conditions and Member Agreement. Please note that such electronic signature constitutes a legally binding agreement between The Gold Diggers Association and the member.
2. The Gold Diggers Association reserves the right to require signed paperwork for a Gold Diggers Association account, regardless of origin.
3. If requested the signed Member Agreement must be received by The Gold Diggers Association within 14 days of enrollment.
4. Signed documents, including, but not limited to, Member personal agreements, are legally binding contracts which must not be altered, tampered with or changed in any manner after they have been signed. False or misleading information, forged signatures or alterations to any document, including business registration forms, made after a document has been signed may lead to sanctions, up to and including involuntary termination of the Member’s position.

The Gold Diggers Association hereby grants to the Member a non-exclusive right, based upon the Terms and Conditions contained in the Member Agreement and these Policies and Procedures, to:

1. Purchase of The Gold Diggers Association membership, products and services
2. new Members and Customers in the United States and in countries where The Gold Diggers Association may become established after the effective date of these Policies and Procedures.

1. Each member is required to provide his or her Social Security Number, or Federal Tax Id Number, if located withing the United States or any of its territories, to the Gold Diggers Association on the The Gold Diggers Association website. Equivalent documentation will be required from those outside of the US. The Gold Diggers Association reserves the right to withhold payments to Members who fails to provide such information or who provides false information to The Gold Diggers Association
2. Upon enrollment, The Gold Diggers Association will provide an Gold Diggers Association Identification Number to the Member. This number will be used to place orders, structure organizations, and track Awards and Profit-Sharing.

1. There are no renewal fees or purchase requirements for members to maintain their membership.
2. There is no annual fee for the Debit card once it has been issued.
3. Any Member who was terminated is not eligible to re-apply for an The Gold Diggers Association Membership for 12 months following the Termination of the Member Agreement.
4. The downline of the terminated Member will roll up to the immediate, upline Sponsor.

1. A corporation, partnership, LLC, or trust (collectively referred to as a “Business Entity”) may apply to be an Gold Diggers Association Member. This Member business and position will remain temporary until the proper documents are received. The Business Entity must submit one of the following documents: Certificate of Incorporation, Articles of Organization, Partnership agreement or appropriate Trust documents. The Gold Diggers Association must receive these documents within 14 days from the date the Member Agreement was signed.
2. A Gold Diggers Association Member may change their status under the same Sponsor from an individual to a partnership, LLC, corporation, trust or from one type of business entity to another.

1. The The Gold Diggers Association Member is an independent contractor, a purchaser of a franchise or business opportunity. Therefore, each Member’s success depends upon his or her individual efforts.
2. The Agreement between The Gold Diggers Association and its Members does not create an Employer/employee relationship, agency, partner or joint venture between the Gold Diggers Association and the Member>
3. An The Gold Diggers Association Member shall not be treated as an employee of The Gold Diggers Association for any purpose including, without limitation, for Federal, State, or Local tax purposes. All Members are responsible for paying local, State, Provincial, and Federal tax for all compensation earned as a Member of The Gold Diggers Association. Any compensation received by Members from The Gold Diggers Association will be governed by the applicable U.S. or Canadian tax laws, or laws of any other applicable jurisdiction. The Member does not have The Gold Diggers Association's or implied authority to bind The Gold Diggers Association to any obligation or to make any commitments by or on behalf of The Gold Diggers Association. Each Member, whether acting as management of a Business Entity or represented as an individual, shall establish his or her own goals, hours, methods of operation and sale, so long as he or she complies with the Terms of the Member Agreement, The Gold Diggers Association's Policies and Procedures and applicable State, Federal and Provincial laws.
4. A The Gold Diggers Association Member is fully responsible for his or her verbal and written communications regarding The Gold Diggers Association's products, services, and the Compensation plan of The Gold Diggers Association that are not expressly contained within official Gold Diggers Association materials and shall indemnify and hold harmless The Gold Diggers Association, its directors, officers, employees, product suppliers and agents against all liability including judgments, civil penalties, refunds, attorney fees and court costs incurred by result of the Member’s unauthorized representations or actions. This Provision shall survive the termination of the The Gold Diggers Association Member Agreement.

The Gold Diggers Association encourages Members to arrange insurance coverage for their business. A homeowner insurance policy does not cover business related injuries, or the theft of, or damage to, inventory or business equipment. The Gold Diggers Association Members need to contact their insurance agent to make certain their business property is protected. In most instances, this may be accomplished with a “Business Pursuit” endorsement to an existing homeowner’s policy.

If a Member has questions and believes any errors have been made regarding Awards or Profit-Sharing, business reports, orders, or charges, the Member must notify The Gold Diggers Association in writing within 30 days of the date of the error or incident in question. Any such errors, omissions or problems not reported within 30 days shall be deemed waived by the member

1. It is the responsibility of member or Customer to make sure The Gold Diggers Association has the correct shipping address before any orders are shipped.
2. A Member or Customer will need to allow up to 30 days for processing after the notice of address change has been received by The Gold Diggers Association.
3. A Member or Customer may be assessed a $20 fee for returned shipments due to an incorrect shipping address.

1. Any The Gold Diggers Association Member who Sponsors another Member must perform an authentic assistance and training functions to ensure his or her downline is properly operating his or her Gold Diggers Association business. Sponsoring Members should have contact and communication with the Members in their downline organizations. Examples of communication may include, not limited to, written correspondence, telephone, contact, team calls, voice-mail, e-mail, personal meetings, accompaniment of The Gold Diggers Association Members to The Gold Diggers Association meetings, training sessions and any other related functions.
2. A Gold Diggers Association Member should monitor the Members in his or her downline organizations to ensure that downline Members do not make improper product or business claims, or engage in inappropriate conduct. Upon request, such Member should provide documented evidence to The Gold Diggers Association of his or her ongoing responsibilities of a Sponsor.
3. The Gold Diggers Association Members are encouraged to motivate and train new Members about The Gold Diggers Associations’s products and services, effective Marketing techniques, the The Gold Diggers Association compensation Plan and compliance with company Policies and Procedures.
4. We emphasize that ALL sales of The Gold Diggers Associations’s products and Customers are to be handled by the website.
5. Sales Aids – To promote both the products and the opportunity, Members must use the sales aids and support materials produced by The Gold Diggers Association. If members develop their own sales aids and promotional materials including Internet advertising, notwithstanding Members’ good intentions, they may unintentionally violate any number of statutes or regulations affecting The Gold Diggers Association's business. These violations, although they may be relatively few in number, could jeopardize the The Gold Diggers Association opportunity for all Members. Accordingly members must submit all written sales aids, promotional materials, websites and other literature to The Gold Diggers Association for Company’s approval prior to use. Unless the member receives specific written approval to use material ,the request shall be deemed denied. All Members of The Gold Diggers Association shall guard and promote the good reputation of The Gold Diggers Association and its products and services. The marketing and promotion of The Gold Diggers Association, the Gold Diggers Association opportunity, the Award and Profit-Sharing Plan, and The Gold Diggers Association products and services shall be consistent with the public interest, and must avoid all discourteous, deceptive, misleading, unethical or immoral conduct or practices.

1. There are no disparaging comments about The Gold Diggers Association, or its products or various opportunities or programs that it reports on, by the member to The Gold Diggers Association, the Field or any disruptive behavior at The Gold Diggers Association meetings or events, without purpose other than to dampen the enthusiasm The Gold Diggers Association Members. The Gold Diggers Association Members must not belittle The Gold Diggers Association, other The Gold Diggers Association Members, products or services, The Gold Diggers Association directors, officers, or employees, The Gold Diggers Association agents. Such action presents a material breach of these Policies and Procedures and may be subject to sanctions as deemed appropriate by The Gold Diggers Association.
2. The Gold Diggers Association endorses the following code of ethics:
   1. A Gold Diggers Association Member must show fairness, tolerance, and respect to all people associated with The Gold Diggers Association, regardless of race, social class or religion, thereby fostering a “positive atmosphere” of teamwork, good morale and community spirit.
   2. A Member shall strive to resolve with The Gold Diggers Association issues, including issues with upline and downline Members, by emphasizing tact, sensitivity, good will and taking care not to create additional prolems.
   3. Members must remain responsible, professional and conduct themselves with kindness.
   4. The Gold Diggers Association Members shall not make disparaging statements about The Gold Diggers Association, other Members, The Gold Diggers Association product suppliers or agents, products, services, The Gold Diggers Association marketing campaigns, or make statements that unreasonably offend, mislead or coerce others.
3. The Gold Diggers Association may take appropriate action against a Member if it determines, in its sole discretion, that a Member’s conduct is detrimental, disruptive, or injurious to The Gold Diggers Association or to other Members.

1. A Member who observes a policy violation by another Member should submit a written and signed letter (e-mail will not be accepted) of the violation directly to the The Gold Diggers Association offices. The letter shall set forth the details of the incident as follows:
   1. The nature of the violation;
   2. Specific facts to support the allegations;
   3. Dates;
   4. Number of occurrences;
   5. Member involved; and
   6. Supporting documentation
2. Once the matter has been presented to The Gold Diggers Association, it will be research thoroughly by the Compliance Department and appropriate action will be taken.
3. This section refers to the general reporting of Policy violations as observed members for the mutual effort to support, protect, and defend the integrity of the Gold Diggers Association business and opportunity. If a Member has a grievance or complaint against another Member which directly relates to his or her Gold Diggers Association business, the guidelines set forth in these Policies must be followed.

1. The Sponsor is the person who introduces a Member or Customer to The Gold Diggers Association, helps them complete their enrollment, and supports and trains those in The Gold Diggers Association.
2. The Gold Diggers Association recognizes the Sponsor as the name(s) shown on the first:
   1. Physically signed Eco-Nomix Member Agreement on file; or
   2. Electronically signed member Agreement from a Gold Diggers Associations website.
   3. Was referenced by the new Member with a Gold Diggers Association Referral Link to access the site
   4. A member agreement that contains notations such as “by phone” or by other individuals (i.e. The Gold Diggers Association Spouses, relatives, or friends) is not valid and will not be accepted by The Gold Diggers Association.
   5. The Gold Diggers Association recognizes that each new prospect has the right to choose his or her own Sponsor, but The Gold Diggers Association will not allow Members to engage in unethical sponsoring activities.
   6. All Gold Diggers Association Members in good standing have the right to Sponsor and enroll others into The Gold Diggers Association. While engaged in sponsoring a member, it is not uncommon to encounter situation where more than one Member will approach the potential member. It is the Gold Diggers Association courtesy that the new prospect will be sponsored by the first Member who presented a comprehensive introduction to the Gold Diggers Association products or business opportunity.
   7. A guest of any The Gold Diggers Association Member or Customer who attended an Gold Diggers Association event or conference call shall be considered 'Protected' For 60 days following the event, a Prospect cannot be solicited or sponsored by another Gold Diggers Association Member who attended the same event. A Gold Diggers Association Event can be defined as the following:
      1. Any Gold Diggers Association training session;
      2. Conference call;
      3. Fly-in meeting; or
      4. Presentation, including but not limited to a Gold Diggers Association at home presentation, whether sponsored by The Gold Diggers Association, a Member, a Customer, or an agent or agency designated by Eco-Nomix.

“Cross sponsoring” is defined as the enrollment into a different line of sponsorship of an individual, or Business Entity, that already has a signed Member. Actual or attempted cross sponsoring is not allowed. If cross sponsoring is verified by The Gold Diggers Association, sanctions up to and including termination of a Member’s position may be imposed.
1. The use of a Spouse’s or relative’s names, assumed names, DBA, corporation, partnership, trust, Federal ID numbers, or fictitious ID numbers to evade or circumvent this Policy is not permitted.
2. This Policy does not prohibit the transfer of a Gold Diggers Association account in accordance with The Gold Diggers Association Sale or Transfer as forth in these Policies.

1. A Member must adhere to the Terms of the Gold Diggers Association Profit-Sharing Plan as set forth in these Policies and Procedures as well as in The Gold Diggers Association literature. Departure for the Profit-Sharing Plan is prohibited.
2. A Member shall not offer the Gold Diggers Association opportunity through, or in combination with, any other system, program, or method of marketing other than that specifically set forth in official Gold Diggers Association literature.
3. A Member shall not require or encourage a current or prospective Customer or Member to participate in The Gold Diggers Association in any manner that varies from the Profit-Sharing plan as set forth in official Gold Diggers Association literature.
4. A Member shall not require or encourage a current or prospective Customer or Member to make a purchase from or payment to any individual or other entity as a condition to participating in the Gold Diggers Association Profit-Sharing Plan, other than such purchases or payments required to naturally build their business.

1. Many cities and counties have laws regulating certain home-based businesses. In most cases, these ordinances do not apply to Members because of the nature of the business.
   However, Members must check their local laws and obey the laws that do affect them.
2. A Gold Diggers Association Member shall comply with all Federal, State, Provincial and local laws and regulations in their conduct of his or her Gold Diggers Association business.

1. The Gold Diggers Association will automatically provide a complete 1099 Miscellaus Form (nonemployee compensation) for US Members whose earnings for the year is at least $600, or who received trips, prizes or awards valued at $600 or more. If The Gold Diggers Association purchases are less than stated above, IRS forms will be sent only at the request of the Member, and $20 may be assessed by Eco-Nomix. T-4’s will be sent to Members who earn more than $500 or who received trips, prizes, or awards valued at $500 or more. The Gold Diggers Association Members are responsible for the payment of taxes on these Profit-Sharing, or awards provided to them by The Gold Diggers Association. Members who reside outside of the US will be subject to reporting as required for that country.
2. A Member accepts sole responsibility for and agrees to pay all Federal, State, Provincial taxes on any income earned as an independent Contractor, and further agrees to indemnify The Gold Diggers Association from any failure to pay such tax amounts when due.
3. If a Member’s business is tax exempt, the Federal Tax Identification number must be provided to The Gold Diggers Association in writing.
The Gold Diggers Association encourages all Members to consult with a tax advisor for additional information about their business.

A Member may operate or have an ownership in a Gold Diggers Association account as the legal or equitable, as a sole proprietorship, partner, shareholder, trustee, or beneficiary, in only one Gold Diggers Association position. A Household may contain multiple Gold Diggers Association Account holders who are independent. A “Household” is defined as all individuals who are living at or doing business at the same address, and who are related by blood, marriage, domestic, or adoption, or who are living together as a family unit or in a family-like setting.